Zero cost before signing your lease, then 3.8% of the rent
Open to all life situations, subject to eligibility
Your application is analysed in less than 2 hours with our algorithm YouCheck™
It's not because you don't have a permanent contract, or a guarantor, or you do not earn 3 times the amount of rent that you are not entitled to have a home! For Youse, it's not your status that matters: only your budgetary discipline counts.
Youse is backed by CNP Assurances, leader in life and health insurance in France. The energy and availability of a start-up with the strength of a large group: with Youse, your rents are in good hands!
We analyse your application with our YouCheck™ algorithm that parses your bank statements to assess your budgetary discipline and the reliability of your profile, with a response in less than 2 hours.
Submit your application and send us your proofs of income. If you are eligible, Youse provides you in less than 2 hours with a guarantee certificate to give to landlords and agencies during your visits.
Subsidiary of CNP Assurances, Youse acts as a physical guarantor for the landlord or the real estate agency who signed the lease. In case of unpaid rent, Youse continues to pay to the landlords.
More than a guarantor, Youse acts as a payment intermediary. It means that Youse commits to pay the rent each month on a fixed date directly on the landlord's or agency's bank account.
« I come from Quebec and I didn’t have a French residence permit. I didn’t have a job in France yet but I had to find quickly a place for myself and my family. The rents were affordable and with Youse, everything was done smoothly, no difficulties whatsoever. »
« With the Youse certificate in our hands, there was no doubt about our ability to pay our rent. We had a strong guarantor and secured rent payments. The fact that CNP Assurances was behind it also reassured agencies and landlords. »
« The landlords can contact Youse directly, it was perfect! He spoke with the Youse team who gave him all the useful explanations he needed! Youse really allows to have a guarantor that reassures the landlords and that's just great! »
« My real estate agent told me about Youse. The landlords have claimed Youse as a guarantor because deducting the monthly fee from the rent was cheaper than paying an insurance against unpaid rents. »